We regret this program is currently only available to use on purchases made in our physical store locations, the majority of which are temporarily closed in response to COVID-19. At this time, the lease payment option cannot be used for online purchases.
As a reminder, if you have already applied for a lease and have been approved, your approval status is good for 90 days from the date of approval.
We sincerely apologize for the inconvenience.
The Lease Purchase Programis a no credit needed alternative that allows you to own the merchandise once you make all of the scheduled payments or complete an early buyout option.
You Need the Following to Apply
- Must be 18 years or older
- Social Security Number or ITIN
- Routing and account number for an open and active checking account
- Credit or debit card
Disclaimer: *The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $79. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Acquiring ownership by leasing costs more than retailer’s cash price. Reduction of initial payment during promotional period will not result in a lower total of payments for full term lease or the 90-day/3-month option. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. Additional terms & conditions apply. Leasing available on select items. Progressive Leasing not available in MN, NJ, VT, WI or WY.
How it Works
- Receive your maximum approval amount
- Visit any of our Pagoda stores to shop for the merchandise*
- E-sign the lease agreement and receive the merchandise
- Pay off your lease with flexible payments, the 90-day payment option or other early buyout plans