To apply for The Piercing Pagoda Credit Card an online Pagoda.com account is required. Why?

If your application is instantly approved, you will have access to your credit immediately. Your credit card account information will be saved within your Pagoda.com account and then can be used when checking out online.

When creating an account please be sure to use the same email that you will use during the application process. If you already have a Pagoda.com account be sure to use the same email address when completing the credit application.

More Offers, More Benefits

with the Piercing Pagoda Credit Card

$25 OFF*

a purchase on your birthday

Special Financing Options**

In-Store Payments***

by cash or debit

Exclusive Offers

throughout the year!

*Must have made a purchase in the previous 12 months starting 1 month(s) prior to the cardholder's birthday. Accounts that opened in the birthday month or in the 2 months prior to your birthday will receive the offer during your birthday month the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received during the cardholder's birthday month. Must have valid email address and U.S. mailing address.

**Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Promotional transaction fee of $9.95 for 12 month plan(s).

***Pay your bill at any Piercing Pagoda location.

 

PAY AS LOW AS FOR PURCHASES OVER $300

16 Months - Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 6 equal payments during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.

Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 6 months on purchases of $300 or more made with your Piercing Pagoda Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of 02/21, terms for new Accounts: Purchase APR of 29.99%%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

212 Months - Suggested Payment Details: The suggested monthly payment requires placing your purchase on a promotional credit plan, and it may be higher than the required minimum monthly payment on your billing statement. The following assumptions were made regarding the suggested monthly payment: it equals the purchase amount (excluding taxes and shipping costs) divided by the number of months in the promotional period, rounded up to the nearest dollar; you make 12 equal payments during the promotional period; you make all payments on time; and you currently do not and will not have any other balance on your Account during the promotional period.

Promotional Credit Plan Details: Deferred Interest, Payment Required plan: No Interest if paid in full within 12 months on purchases of $750 or more made with your Piercing Pagoda Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of 02/21, terms for new Accounts: Purchase APR of 29.99%%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Promotional transaction fee of $9.95 for 12 Month plan(s). Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Piercing Pagoda Credit Card Accounts are issued by Comenity Capital Bank.

Apply Now

To apply for The Piercing Pagoda Credit Card an online Pagoda.com account is required. Why?

If your application is instantly approved, you will have access to your credit immediately. Your credit card account information will be saved within your Pagoda.com account and then can be used when checking out online.

When creating an account please be sure to use the same email that you will use during the application process. If you already have a Pagoda.com account be sure to use the same email address when completing the credit application.

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